Cash Discount Program

Cash Discount Program for Micros 3700 & Simphony POS

Reduce or eliminate credit card processing fees with a compliant cash discount program integrated directly into your Micros POS. Keep transactions moving while saving money for your restaurant.

  • Compatible with Micros 3700 and Simphony POS
  • Offset credit card processing costs automatically
  • Transparent pricing for cash and card customers
  • Next-day deposits into your bank account
  • Free installation and 24/7 support included
Cash Discount Program

Overview

What Is a Cash Discount Program for Micros?

The Cash Discount Program for Micros POS systems is a payment processing program that helps restaurants mitigate credit card processing fees by incentivizing customers to pay with cash. It works by adding a small non-cash service fee to card transactions and offering a discount to customers who pay with cash.

The integrated Cash Discount program is specifically designed to work with your Micros 3700 or Micros Simphony POS system, providing a seamless experience for both your staff and customers. All pricing is transparent — customers see the service fee clearly on their receipt, and those who pay cash receive the discounted price.

This is a compliant, transparent way to encourage cash payments while still accepting cards. The program is increasingly popular among restaurant operators looking to reduce overhead and improve profit margins without raising menu prices.

Compatible Systems

Micros 3700, Simphony, 9700, e7, and Opera PMS.

Supported Payments

Apple Pay, Google Pay, tap-to-pay cards, and digital wallets.

Hardware Included

A compatible current-generation payment terminal with setup.

Works For

Restaurants, bars, hotels, hospitality venues, and chains.

Support

Installation, merchant setup, testing, and ongoing support.

What's Included

Cash Discount Program — Full Offer Details

Everything you need to start saving on credit card processing fees with your Micros POS.

Zero Processing Costs

Credit card processing fees are offset by the non-cash service fee. You receive the full check amount deposited to your bank

Free Installation

Our technicians handle full setup, POS integration, and staff training. No additional charge for installation.

Compliant Receipt Format

Every receipt shows the service fee and cash discount clearly, keeping your program transparent and compliant.

Seamless POS Integration

The program integrates directly into your existing Micros 3700 or Simphony system — no new hardware or separate platform needed.

24/7 Remote Support

Phone and remote troubleshooting around the clock, plus on-site support 9 AM – 5 PM.

Next-Day Funding

Deposits hit your bank account the next business day. Daily billing — service fees are deducted automatically.

Customer Transparency

Signage and receipt formatting ensure customers understand the program before paying. No surprises at checkout.

Simple Agreement

Standard processing agreement with clear terms. No hidden fees, no long-term lock-in commitments.

Regulatory Compliance

Program structure follows federal and state regulations for cash discount programs. We help ensure your setup stays compliant.

Benefits

Why Restaurants Choose a Cash Discount Program for Micros

Reduced Business Expenses

Credit card processing fees add up fast. The Cash Discount program significantly reduces these costs, improving profit margins and freeing budget for operations and growth.

Increased Cash Flow

Encouraging cash payments reduces chargebacks and improves daily cash flow. You keep more of the revenue you've already earned.

Stronger Customer Relationships

Transparent pricing builds trust. Customers appreciate knowing that pricing reflects real operating costs — they're more likely to return and recommend your restaurant.

Competitive Advantage

Stand out from competitors by offering unique, attractive payment options. A Cash Discount program sets your restaurant apart in a crowded market.

Easy Integration

The program plugs directly into your existing Micros 3700 or Simphony POS — no new equipment, no complex setup, no workflow disruption.

Compliant & Transparent

The program follows federal and state regulations. Signage and receipt formatting keep customers informed and your business protected.

How It Works

How the Micros Cash Discount Program Works

1

Program Setup & POS Integration

Our technicians install the Cash Discount program on your Micros 3700 or Simphony POS. We configure receipt formatting, signage, and pricing adjustments. If compatible software is needed, we identify and install it for you.

2

Customer Pays — Cash or Card

When a customer pays, the POS automatically applies the non-cash service fee to card transactions. If the customer pays with cash, the total reflects the discounted price. The process is seamless for both staff and customers.

3

You Receive Full Deposits Daily

You receive the full check amount deposited into your bank account the next business day. The service fee covers credit card processing costs — so your net cost for card acceptance drops to zero.

Ready to stop paying credit card processing fees?

Free installation. Compliant setup. Next-day deposits.

Connected Workflows

Workflows Powered by Cash Discount Program

Front-of-House Payments

Keep guest checkout fast, secure, and connected to your Micros POS workflow.

Restaurant, Bar & Retail POS

Support terminals, counters, tableside service, and hospitality payment needs from one setup.

Back Office & Reporting

Reduce manual reconciliation with cleaner payment and POS alignment.

Support & Maintenance

Get help with configuration, troubleshooting, hardware replacement, and ongoing support.

Equipment

Compatible Hardware for Cash Discount Program & Micros Integration

View All Products
Ingenico Lane 3600 EMV/NFC Pin Pad

Ingenico Lane 3600 EMV/NFC Pin Pad

Ingenico Pin Pads are programmed and connected directly to Micros POS stations. Includes free warranty and free installation.

Price: $0 View Details
Micros Workstation 8 Series

Micros Workstation 8 Series

The latest Oracle Micros workstation, ideal for full-service and quick-service restaurants running Simphony Cloud.

Price: $49.99/month View Details
Epson TM-T88 Receipt Printer

Epson TM-T88 Receipt Printer

Reliable receipt printing hardware for restaurant and hospitality Micros POS environments.

Price: from quote View Details

Understanding Cash Discount Programs for Restaurant POS Systems

When it comes to the restaurant industry, reducing overhead is critical for long-term success. Credit card processing fees are one of the largest recurring costs for restaurants — and they add up fast. The Cash Discount program for Micros POS systems offers a simple, compliant solution that is becoming more popular among restaurant operators every day.

How it works in practice

The cash discount for Micros works by increasing prices for all customers and offering a discount to those who pay with cash, while still accepting payments by card. This is a transparent way to encourage cash payments, so you can reduce expenses associated with credit card processing. The integrated Cash Discount program is specifically designed to work with your Micros 3700 or Micros Simphony POS system.

Why Restaurants Are Adopting Cash Discount Programs

The competitive landscape of the hospitality industry makes it crucial for restaurant owners and managers to find innovative ways to drive better business results and reduce risk wherever possible. By integrating a Cash Discount program with your existing Micros POS system, you can keep transactions moving quickly while saving money — for both you and your customers.

Staff Training & Operational Impact

Once setup is complete, the Cash Discount program works seamlessly within your existing Micros POS workflow. Staff will find it easy to use, requiring very little training. The program enhances operational efficiency rather than complicating it — the only change is how the service fee appears on receipts and how cash transactions are discounted.

Who Benefits Most

The Cash Discount program is ideal for any restaurant on Micros POS looking to reduce or eliminate credit card processing costs. It’s especially effective for high-volume restaurants, establishments with significant card transaction volume, and operators who want to improve profit margins without raising menu prices.

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FAQ

Frequently Asked Questions

What is a cash discount program for restaurants?

A cash discount program adds a small non-cash service fee to card transactions and offers a discount to customers who pay with cash. It helps restaurants reduce or eliminate credit card processing fees while keeping pricing transparent for all customers.

How does the Cash Discount program work with Micros POS?

The program integrates directly into your Micros 3700 or Simphony POS. When a customer pays by card, the POS automatically adds a service fee. When they pay with cash, the total reflects the discounted price. Receipts show the fee clearly, and staff need minimal training.

How much can I save with a Cash Discount program?

You can offset 100% of your credit card processing fees. For a restaurant processing $90,000/month in card sales, that could mean $2,500–$3,000 in monthly savings. You receive the full check amount deposited to your bank — the service fee covers all processing costs.

Is the Cash Discount program compliant and transparent?

Yes. The program follows federal and state regulations for cash discount programs. Signage at the point of sale and clear receipt formatting ensure customers understand the program before paying. Our team helps ensure your setup stays compliant.

How does billing work for the Cash Discount program?

All accounts use daily billing. For example, if your daily sales are $3,000 and service fees total $99, you receive a $3,000 deposit and the $99 covers processing fees. Deposits hit your bank account the next business day.

Does the Cash Discount program change my restaurant workflow?

No. The program integrates seamlessly into your existing Micros POS workflow. Staff will find it very easy to use, requiring minimal training. The only visible change is how the service fee appears on receipts and how cash transactions are discounted.

Do I need new hardware to set up the Cash Discount program?

Typically, no new hardware is needed. The program works with your existing Micros 3700 or Simphony POS. Depending on your model, you may need compatible software installed — our team will identify what's needed and handle the installation.

How do I get started with a Micros Cash Discount program?

Contact us by phone or fill out the form on this page. Our team will review your current Micros POS setup, identify any software requirements, install the program, train your staff, and have you saving on processing fees within days.

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What Our Clients Say About Us

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Get Started

Set Up a Cash Discount Program on Your Micros POS

Fill out the form below and we'll contact you within 24 hours to set up the Cash Discount program for your restaurant.

Request Cash Discount Setup

Tell us your Micros POS model and location — we'll handle everything else.


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